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  • The primary applicant must have served in the Armed Forces, and over 50% of his/her service time must have been spent as an enlisted member, warrant officer or limited-duty officer.
  • A co-applicant (spouse) does not have to meet military requirements as long as they are registered as a beneficiary in DEERS and have their own military identification.

Retired veterans are eligible if: 

  • Served 20 or more years on active duty in a regular component; or 
  • Served in the Guard/Reserves and have at least 20 years of creditable service; or 
  • Qualified for an early retirement such as TERA, RIF or disability. 

Other eligible veterans include individuals who: 

  • Are suffering according to the rules prescribed by the Chief Operating Officer from a service-connected disability incurred in the line of duty in the Armed Forces; or
  • Served in a war theater during a time of war declared by Congress or who received hostile fire pay and are suffering from injuries, disease, or disability under rules prescribed by the Chief Operating Officer; or
  • Served in a women’s component of the Armed Forces before June 12, 1948 who are determined to be eligible due to compelling personal circumstances
  • Yes, you are qualified for residency if you are receiving retired pay and benefits from the Department of Defense.

You’ll need to submit several application forms and comprehensive financial documentation.


  • The Application (include copy of final DD-214), Insurance ID Cards, Military ID (Retiree/Beneficiary), & VA Letter)
  • The Application Checklist (include financial and other documentation as requested – the checklist is included as a part of the Application, but may be downloaded separately if needed for reference or updates)
  • The Medical Release Form (include contact information for all providers who complete the medical review forms)
  • The Medical Examination Form (completed by licensed Primary Care Provider and includes TB screening results)


If needed, you may obtain a copy of your final DD-214 and Service Records by requesting military records through the National Archives. These forms are available online to download for your convenience or you may request the application forms be sent in the mail.

All applicants for residency must be physically and mentally able to live independently upon entry into the Armed Forces Retirement Home. This includes:

  1. The ability to manage to one’s own daily personal needs, to keep all essential appointments, and to attend a central dining facility for meals
  2. The ability to communicate and navigate the campus independently (particularly in an emergency or for safety)
  3. Full mental competency (i.e. the ability to make competent, rational decisions)
  4. The ability to be cared for by the Home’s existing facilities and services 
  5. Freedom from psychiatric or substance use disorders.
  6. The ability to care for their own room including light housekeeping such as making the bed, washing personal laundry, and basic cleaning of the bathroom, floors, and windows

The medical exam (including TB test results) and the functional assessment expire after 12 months.

  1. All applicants will have a medical evaluation upon arrival at AFRH and must be able to live independently. If the person is not cleared for admission during the medical intake examination, the person will not be admitted to AFRH until such a time as they are deemed able to live independently.
  2. If you are aware of any changes in your health, please submit updated information to the pre-admissions office before you report to the AFRH campus to check-in. Call 800-422-9988 (option 1) to speak with a representative in the Public Affairs Office for further instructions and information.

Your application is now inactive. You will need to fill out the current application form and submit current medical and financial information in order to be reactivated. Please contact our office at 800-422-9988 (option 1) for a list of documents that may need to be updated.

If a veteran is deceased, their spouse is not eligible to apply to AFRH. Widows/Widowers may not apply for admittance if they do not meet the military requirements as a veteran themselves.

No.  There is no application fee or entry fee.  The only fee incurred to live at the Armed Forces Retirement Home is the monthly resident fee. 

Individuals with mental health conditions or cognitive impairments are ineligible except upon a judgment and satisfactory determination by AFRH that the individual is safely able to live in the community independently and that their conditions may be accommodated by available services of the Home. In order to make this judgment, applicants with mental health conditions or cognitive impairment must have a licensed psychiatric provider (psychiatrist or psychiatric nurse practitioner) complete and submit the AFRH Mental Health Evaluation Form to the AFRH medical review board. Providers may fax completed evaluations to 202.541.7519.

In order to make a determination regarding eligibility, persons with a history of alcohol or substance use disorder must have a psychiatrist or psychiatric nurse practitioner complete and submit the AFRH Mental Health Evaluation Form and must also show sustained and continued abstinence and sobriety for at least one continuous year. Furthermore, applicants must abide by any conditions of residency, including abstinence, as may be required by AFRH for continued membership in the Home.

All residents over age 65 must be enrolled in Medicare and have supplementary insurance to cover the expenses not covered under Original Medicare. If you did not enroll in Medicare Part B when you became eligible at age 65 or have let it lapse, then you must obtain Part B and wait until it is effective. (Medicare Open Enrollment is January 1 – March 31 and effective date is July 1).

All residents over age 65 must be enrolled in Medicare and have supplementary insurance to cover the expenses not covered under Original Medicare. If you did not enroll in Medicare Part B when you became eligible at age 65 or have let it lapse, then you must obtain Part B and wait until it is effective. (Medicare Open Enrollment is January 1 – March 31 and effective date is July 1).

  • Age 65+ must be enrolled in Medicare Part A (no premium with 40 quarters of Medicare tax paid)
  • Age 65+ must be enrolled in Medicare Part B (premium based on annual income)
  • Age 65+ must have supplementary Medicare insurance which includes pharmacy benefits. There are several options open to satisfy this requirement. Residents are responsible for any deductibles, co-pays and applicable premiums:
  1. TRICARE options
  2. Supplemental Insurance Options
    • Medicare Advantage (also known as Medicare Part C) – Supplemental health insurance that usually includes additional benefits such as dental, vision, and pharmacy benefits but may include network restrictions and deductibles or other non-covered costs.
    • Medigap Plan (also known as a Medicare Supplement Plan) + Medicare Part D – Supplemental health insurance (such as Plan F, Plan G, Plan N) covers most medical & hospital costs not covered by Medicare Part A & B. However, you’ll need to buy a separate drug plan (Part D) for prescriptions.
  3. 100% VA Benefits Options
    Individuals who have 100% VA Benefits are not required to have a separate supplemental insurance policy for AFRH.
    • Anyone who has less than 100% VA Benefits is required to have another form of supplemental insurance even if they normally use VA Healthcare Facilities.
    • VA Benefits do not cover prescriptions administered outside of VA facilities, so AFRH recommends that you purchase a Medicare Part D plan if you are over 65. All residents in upper levels of care at AFRH must have prescription drug coverage.

The healthcare insurance must cover hospital stays, outpatient services, medically necessary products, pharmaceuticals, durable medical equipment, and ambulance transportation. Individuals will be responsible for payment of all co-pays, deductibles and applicable premiums associated with medical services.

  1. Military Retirees without Medicare, may be eligible for TRICARE Prime / TRICARE Select / TRICARE Retired Reserves (premium based) until they reach age 65.
  2. Private Major Medical Insurance – Obtained either through an employer or private insurance company.
  3. Individual Healthcare Marketplace Plan (also known as Obamacare) – Health insurance for individuals who qualify for government subsidies and/or who do not otherwise have access to medical insurance through another group.
  4. Medicaid (must meet specific income and asset requirements to qualify for Medicaid in the state where you will reside)
  5. Individuals with 100% VA Benefits (100% service-connected disability or 100% unemployability rating) must use VA or DoD facilities unless they have another qualified healthcare insurance. (If VA benefits are less than 100%, then another form of Major Medical Insurance from the list above is required.)

Yes, AFRH is a non-smoking facility, but outdoor pavilions and designated smoking areas are available for our residents who do smoke. Marijuana is not permitted on federal premises regardless of local ordinances.

Units are partially furnished. Cooking appliances are not permitted due to fire codes. You may bring a mini-fridge, microwave, and coffee pot or kettle. We recommend you bring a comfortable chair/recliner (for DC) or loveseat/recliner (for Gulfport) for seating. Bring other personal furniture, storage cabinets, linens, towels, toiletries, clothing, computer, TV, radio, or any other items you want for your comfort. There is limited space in the apartments so you may want to downsize your personal possessions before you move.

  • Washington, DC units are furnished with a single bed, dresser, and a nightstand.
  • Gulfport, MS units are furnished with a single or double bed, armoire, and TV stand.
  • Couples may choose 2 single beds or a full/queen size bed for a double occupancy apartment.

Laundry rooms are available at both campuses, free of charge for residents to use, and open 24 hours a day for convenience.

Free parking is available on-site for residents, limited to one car per family. Each resident is limited to one parking space and must provide registration, driver’s license, and proof of insurance for the automobile. Oversize parking is available at the Gulfport facility for RVs, trailers, boats, or other types of vehicles. Resident services will provide details regarding registration of oversize vehicles and availability of space at Gulfport.

Yes. Tours for prospective applicants are highly encouraged and available by appointment on weekdays during business hours. Please call us at 1-800-422-9988 (option 1) for further information. 

  • The primary purpose of guest suites is to provide overnight accommodations for visiting relatives and friends of AFRH residents. Guests or the sponsoring resident may make reservations up to 90 days prior to arrival date. Fees are payable by credit card and debit card only.
  • Prospective residents, who have been approved through admissions, may stay in the guest suites for up to two nights for a tour of the campus. Overnight accommodations are only available for approved applicants. Prospective residents who have not yet been approved may schedule a day tour. Please call for details and to schedule any tours.
  • Newly admitted residents and residents from the other campus may also stay in the guest suites. See the residents guide at each campus for information about residents’ use of guest suites.

Residents may not keep pets, emotional support animals or companion animals. Medical service animals are not pets and are permitted in AFRH facilities. Please call for specific regulations and requirements regarding applications for certified service animals at 1-800-422-9988 (option 1). Sanctioned visitation by animals for recreation and therapeutic activities is also authorized and scheduled through the recreation therapy department.

No, there is no long-term agreement or contract required at AFRH.

  • Your monthly fee includes your room, three daily meals, utilities, maintenance, 24-hour security, regularly scheduled transportation to medical facilities, activities, amusements, and access to all on-site amenities including an internationally accredited wellness center.
  • Some additional services are available for an additional fee, including cable, internet/WiFi, hair styling,  housekeeping, linen service, etc.

Limited dental services are available depending on  resident status.  All are encouraged to have dental insurance.

  • Services will frequently  be referred to outside caregivers on a case-by-case basis depending on the complexity of the case and/or the available dental services of AFRH. Services for periodontal disease, root canals, surgical extractions, or other complex cases may be referred to outside providers. Residents are responsible for expenses associated with dental care referred outside of AFRH.
  • Optometry services include complete eye examinations for visual impairment and/or eye disease as well as fittings and adjustments to eyeglasses.
  • Behavioral Health support is available.
  • Podiatry services include vascular, neurologic, and dermatologic evaluations; routine foot care; orthotics and padding of inserts to correct gait abnormalities; and treatment of foot infections or ulcers.

Married couples may apply for residency at AFRH if qualified. Both individuals must meet medical and legal requirements in order to be eligible to become residents of AFRH. Accommodations for couples are subject to availability and other requirements.

  • Dual-Eligible Veteran Couples: qualify if the primary applicant/resident and the co-applicant are both eligible veterans (enlisted personnel, limited duty officers, or warrant officers) who meet the eligibility requirements in their own right. Veterans may choose to have two separate units as long as each veteran pays their own resident fee based on their own income. There is a discount offered for double occupancy of one apartment if a dual-military couple decides to share a unit.
  • Retired Veteran plus a qualified spouse: spouses of retired veterans qualify for residency if the spouse is enrolled as beneficiary in DEERS and they were married before the veteran became eligible for retirement from the Armed Forces. The veteran and non-military beneficiary spouse are required to share an apartment (double occupancy).
  • No. You must be married to a retiree in order to be enrolled in DEERS and receive your own military I.D. Beneficiary spouses must be eligible for TRICARE benefits and show that they were married before their sponsor became eligible for retired pay and benefits from the Department of Defense.

Fees for former enlisted members of the military are based on a percentage of the veteran’s gross income with a maximum limit based on the cost of care at the level of care needed. Maximum fees limits are subject to annual adjustments. Veterans are not required to pay a minimum monthly fee, submit a large deposit, or sign a long-term lease agreement in order to become members of AFRH.

Level of Care Percentage of Gross Income  2023 Maximum Fee (per person)
Independent Living 46.7%    $2,290 / month
Independent Living Plus 50% $2,610 /month
Assisted Living  63%*  $5,444 /month
Long Term Care     70%  $7,646 /month
Memory Support 70%  $7,727 /month


Parity of Fees for Non-Regular Retirees (Category 5)
The resident fee for non-regular retirees shall not be less than the resident fee for an equivalent 20-year active career retired veteran. This applies for members of the Armed Forces who have fewer than 20 years of ACTIVE service in a Regular Component of the military who are eligible for retired pay and benefits from the Department of Defense such as early retirees or retirees from the National Guard or Reserves.

  1. The calculation of monthly income and monthly payments under for a resident eligible under section 1512(a)(5) [Category 5] shall not be less than the retirement pay for equivalent active-duty service as determined by the Chief Operating Officer (COO), except as the COO may provide because of the compelling personal circumstances of such resident.
  2. The AFRH, as determined by the Administrator of each facility, may collect a fee upon admission from a resident accepted under Category 5 equal to the deductions then in effect under section 1007(i)(1) of title 37, United States Code, for each year of service computed under chapter 1223 of title 10, United States Code, and shall deposit such fee in the Armed Forces Retirement Home Trust Fund.

Each person is responsible for paying their own monthly resident fee based on the level of care that they need. Resident fees are calculated as a percentage of the individual’s personal gross income, but will not exceed the maximum fee as set by AFRH. Eligible veterans do not have a minimum monthly charge, but beneficiary spouses are subject to paying a minimum based on the level of care required. Beneficiary spouses are required to share an apartment with their veteran sponsor while both are independent. If advanced levels of care are eventually needed, then each resident will need to have their own single occupancy unit and may be asked to vacate a married couple suite (to accommodate other married couples).   

Level of Care Percentage of Gross Income  2023 Maximum Fee (per person)
Independent Living 46.7%    $2,290 / month
Independent Living Plus 50% $2,610 /month
Assisted Living  63%*  $5,444 /month
Long Term Care     70%  $7,646 /month
Memory Support 70%  $7,727 /month
  • Dual-eligible veteran spouses will pay fees based on their individual incomes according to the table above, minus a 15% discount for sharing an apartment.
  • Beneficiary Spouse Fees are calculated using the same percentages and maximum fees in the table, but with a minimum of $500 per month in independent living (IL/ILP) and $2000 per month in advanced levels of care (AL, LTC, MS).
  • Yes. The surviving spouse may remain as a resident of the Home. Fees will be recalculated based on survivor’s personal income and level of care. Beneficiary spouses will pay at least $500 per month in independent levels of care or $2000 per month in advanced levels of care.
  • Both veterans must pay for their individual apartment separately (each veteran pays 46.7% of their own income if they are both IL residents).
  • The request is subject to availability of two vacant rooms that are adjacent.
  • All modifications/restorations are subject to approval; must meet all safety, code, and environmental requirements in order to be allowed; and cost for both the modification and the subsequent restoration will be borne by the resident prior to modification.
  • No. Because of AFRH’s status as a federal agency, we do not qualify for these programs. The housing choice voucher program (HCV) is a federal program designed to help low income residents afford housing in the private market by providing vouchers to help pay the rent in privately-owned apartments, townhomes or single-family homes.
  • Fees at AFRH are always affordable, regardless of the veteran’s financial situation, since they are calculated as a percentage of the resident’s income rather than a set rent charge for an apartment. There is no minimum fee for veterans who qualify to live at AFRH, and fees are capped at a maximum amount. Eligible veterans will never be asked to leave or denied admission for an inability to pay monthly resident fees.
  • It is also important to remember that AFRH’s monthly fee is not just rent - it includes much more than what is offered in rental agreements or leased housing. The AFRH fee includes a private room and bath plus three prepared meals a day, onsite healthcare services, utilities, maintenance, activities, amenities, and more. Then as you age, AFRH provides even more services like home health aides, assisted living, long-term care, and memory support and you still only have to pay a percentage of your income. If you qualify, you will always be able to afford a comfortable, safe home at AFRH.
  • Last Will and Testament
  • Living Will or Advance Directive
  • Durable Power of Attorney for Healthcare
  • Durable Power of Attorney for Finance
  • Pre-arranged funeral/burial plans
  • Health records for past 12 months
  • Photo ID or Drivers License
  • Birth Certificate (copy)
  • Emergency Contact List
  • Voided Check for EFT resident fee setup
  • Vehicle registration and insurance (if applicable)
  • Current protocols for residents, staff, visitors and new admissions are subject to change and are posted on the AFRH website at:
  • Core infection prevention protocols:
    1. Properly wear face masks when and where required per current guidelines (see above)
    2. Maintain at least 6 feet of physical distancing
    3. Wash or sanitize hands frequently and complete sanitizing and screening steps at entrances
    4. Self-monitor for symptoms. If present, residents and staff must notify Wellness Center and isolate until further instructions are provided. Visitors must not enter AFRH campus with symptoms of illness.
  • Tours / Visitors:
    1. AFRH will remain closed to the general public for indoor tours without prior approval by the campus administrators.
    2. Visitors must remain in designated areas to minimize contact with other residents and staff.
    3. Mask may be required by AFRH (as necessary), but are strongly recommended for all guests during indoor visits or when they are within close proximity of others.
    4. Residents may have visitors. Advance scheduling may be required for indoor visits due to current conditions, space, and staffing limitations and to aid in contact tracing. Indoor visitation for residents in quarantine or isolation will be limited to compassionate care situations as
    5. permitted by the administration and health care staff.
    6. Prospective residents may tour the facilities by appointment only scheduled through the Office of Public Affairs or Admissions.
    7. All visitors must follow the core infection protocols and guidance during campus tours or visitation.
    8. Visitors are not permitted in Assisted Living, Long Term Care, and Memory Support at this time except with approval by AFRH in compassionate care situations.
  • New Admissions:
    1. Testing – Incoming residents must be tested within 48 hours prior to their admission and will be retested after admission has been made according to the current recommended testing schedule.
    2. Masking – Newly admitted residents must wear masks for the 10 days following admission in community areas.
    3. Vaccinations – Residents, staff, and visitors are advised to speak with their healthcare provider about Covid-19 primary vaccination series and boosters. Newly admitted residents will submit current information about their vaccination status and will be offered the opportunity to receive vaccines or boosters on a voluntary basis.